Terms of Service

Last updated: June 1, 2026

Welcome to CoverWell. By accessing or using coverwell.health you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. Services Provided

CoverWell is a health insurance lead generation platform that connects consumers with licensed health insurance agents. We do not sell insurance directly. Insurance products are sold by licensed agents and are subject to carrier underwriting guidelines and state regulations.

2. No Insurance Advice

The information provided on coverwell.health is for general informational purposes only and does not constitute insurance advice. Quote estimates provided through our form are approximate and subject to change based on underwriting review. Final rates and coverage terms are determined by the insurance carrier.

3. User Consent and Communications

By submitting a quote request you expressly consent to be contacted by a licensed insurance agent via phone, text message, or email. This consent is not a condition of purchase. You may opt out of communications at any time.

4. Accuracy of Information

You agree to provide accurate and complete information when submitting a quote request. Providing false or misleading information may affect your eligibility for coverage and could constitute insurance fraud.

5. No Guarantee of Coverage

Submission of a quote request does not guarantee insurance coverage. Coverage is subject to carrier approval, underwriting guidelines, and applicable state regulations. CoverWell makes no warranty or representation regarding the availability, terms, or pricing of any insurance product.

6. Intellectual Property

All content on coverwell.health including text, graphics, logos, and software is the property of CoverWell and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

CoverWell shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability to you for any claim shall not exceed the amount paid by you to CoverWell in the twelve months preceding the claim.

8. Privacy

Your use of coverwell.health is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of our services after changes constitutes acceptance of the updated Terms. We will update the date at the top of this page when changes are made.

10. Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes arising from these Terms shall be resolved in the courts of Hillsborough County, Florida.

11. Contact Us

If you have questions about these Terms please contact us at:

CoverWell
Email: quotes@coverwell.health
Phone: (813) 790-9147